UK Credit Cards and 0% Balance Transfer Guide

Welcome to Smart Credit Cards UK...your online guide to provide the best UK credit cards for your needs. We have a selection of 0% balance transfers and other offers that offer 0% finance on purchases made with the credit card. Then again maybe you are seeking a credit card that can offer you a generous cash back option...we have a good selection of these too!

Within our section offering numerous 0% balance transfers and also our section devoted to 0% credit cards that are ideal for shopping trips you will find other valuable points that the credit card supplier is offering. There may be additional points such as a valuable cash back option or the credit card has a reward scheme that can be redeemed in a popular high street store.

If you know which credit card you are looking for you could move directly to our credit card review section. Here you will find all of the most popular UK credit card offers listed alphabetically with direct links to the credit card review page of your choice.

Do you have any questions regarding credit cards that you require an answer too? Try our free Football Credit Cards section, you may find an answer in there. Even if you do not have a specific question about credit cards you may find other information that could be useful in making your next choice of credit card. Two sections of advice that come as highly recommended reading are help with choosing your credit card and information regarding UK credit card offers. There are also many other articles that relay advice about UK credit cards.

There are many useful credit card articles available at Smartcreditcards.co.uk and the most popular of these seem to be how to choose the best credit card, build a credit history and safe online credit card use.

Even although we are a credit card review site there is a wealth of information available online, we will feature regular article updates about general financial topics includining general UK financial tips and news articles about the finance sector.

5 Credit Building Tactics
If you are looking to apply for a credit card, than you’ll need to ensure that you have sufficient creditworthiness. In reality, this is no easy task – so if you are having problems with this, the following 5 credit building tactics should help.

10 Common Credit Card Mistakes
If you ever think that you handle your credit cards perfectly read this article, you may still have some room for improvement!

Play Your Cards Right and You’ll Make Money
Playing the credit card companies at their own game can make you money rather than land you in debt if you have a good credit rating, some spare time and a little self-discipline.

Minimum Payment on Credit Cards – Bad Idea?
Are you quite happy paying off the minimum amount every month on your credit card bill? You may be unaware of the actual amount you are paying off towards your debt. Most off your payment will go towards the interest owed leaving your debt and further interest charges to accumulate further.

Choose Your Christmas Credit Card Wisely
In the coming weeks to Christmas all you will be thinking about is how you are going to fund your festive gifts and luxury food. Many people choose to use a credit card when paying for their presents and choosing the right credit card could help save you some money and make the cost of Christmas a little easier.