Credit Card Advice

We have gathered together some articles related to finances and in particular credit cards. New articles will be added regularly so if you find this section useful please check back at a later date!

Help To Choose Your Next Credit Card

UK Credit Card Incentives
We all like a bargain, so which incentives do we go for when we are looking for a credit card. Are the banks and credit card companies doing enough to attract our business? There are so many offers and deals out there to choose from so where do we start and which type of person do companies aim there business at?
Choosing The Best Credit Card
Credit card lenders are starting to respond to the increasing demand for permanent low interest rate credit cards. Everyone it seemed was looking around for the best 0% balance transfer offers, but consumers are finding out that it may not be the best credit card for them
UK Credit Cards - Who’s in charge
With UK Credit card use booming in the UK many people find themselves under stress and pressure to make repayments. New entrants to the market such as students and school leavers living with their parents are targeted by marketing techniques that overpower some customers and suddenly they end up with credit cards and debts to match.
Choosing Your Next Credit Card
If you are reading this article then you are most likely ready to start the process of trying to choose your next UK credit card. There are many credit card sites on the internet that actually compare credit cards for you...
Introductory UK Credit Card Offers
Many new credit card offers in the UK now come with an attractive 0% introductory offer. This offer will encourage new customers to use their credit card for purchases that have no interest charges or charges for credit.
Choosing a Cheaper Credit Card
Perhaps you already have a credit card but feel it is costing you too much. Maybe you are simply in the market for a new one. Perhaps you are about to obtain your very first credit card.
Best Credit Card Deals - What To Look Out For
There are so many possible credit card choices available in the UK it can be hard to know which one to pick. If you are fairly new to credit cards, often the jargon can be quite confusing, compounding your card selection difficulties even further.
UK Credit Card – Which do I choose?
Today in the UK there are more Credit Cards than people, and it is no wonder considering the amount of UK Credit Card offers that we are bombarded with every day via the post and television and newspaper marketing of the latest offer

Security For Your Credit Card

Don’t let your credit card gather dust
Credit card fraud is fast becoming a popular way in which criminals can spend your money. There are around 71 million UK credit cards and only 65% of that amount is being used regularly.
UK Credit Cards – Security up to scratch?
With more UK credit cards in circulation today than people it is becoming more likely that someone you know will become a victim of identity theft or other credit card scam and be left with the headache of sorting out the mess left by criminals.
Chip and Pin Security - The Chip and PIN are measures of a new secure card system introduced to protect credit and debit card holders from rampant card fraud that has risen dramatically in the UK

Credit Card Debt Problems

Building a Credit History - Credit history is a barometer that gauges your financial history. It is very important to have good credit history not because it qualifies you for high loans...
Steps to Credit Repair - In recent years, credit repair industry has emerged as a leading player in the financial market. This is due to the presence of thousands of people with the history of damaged credit ratings

Credit Card Penalties/Charges

General Credit Card Advice

UK Credit Cards – Top Ten Do’s
Most people in the UK today have a Credit Card. But do we all know why, how much that it costs us or are we managing our finances correctly by using a UK credit card. In this section we hope to provide you the consumer the top ten do’s and don’ts for your UK credit cards.
UK Credit Cards – Top Ten Don’ts
Further to our section of do’s we have the following top ten of don’ts for your UK credit card. Hopefully it will give you an insight to the world of credit cards. Some may seem obvious others are less apparent.
Naive to the Credit Card System
We all start off not knowing everything and the only way we can understand things are to learn about them or if someone teaches us. Learning about the way credit cards work is quite easy if you take the time to read and learn.
Finance Tips
Everyone at some point in their lifetime will have to cope with their finances. How do we manage our money properly and what are the consequences if we don’t? It can be difficult to properly deal with finances especially if you are on a low income. There are so many things to consider
UK Credit Cards - Some thoughts on the future of credit cards in the UK

What The Credit Card Offers Mean

Cheap Credit Cards - What are cheap credit cards and what are other factors that you should consider.
Credit Card Loyalty Schemes - Find some of the best and easiest ways tht having a credit card with a loyalty scheme can actually save some money and in some cases earn extra cash by using these credit cards
Compare Credit Cards - What is the best way to choose your neaxt credit card? Well the simple way would be to compare credit cards using Smart Credit Cards' easy to use compare UK credit cards table but there are some points that you may find interesting in this article before going ahead to choose your next card.
0% Balance Transfers - What are they and how do they work? We discuss what points to remember when considering applying for a 0% balance transfer credit card
0% Credit Cards - What are 0% credit cards, how do they work and are they just a marketing scam? We look into these cards to find out whether these may be the right cards for you.
Interest Free Credit Cards - An advice page where we look at interest free offers and how these may benefit you.
Credit Card Offers - How to analyse whether the credit card offer that you are considering really is the right card for you, whether you are seeking a productive loyalty scheme, cheap balance transfers or a credit card for long term use.
Credit Card Deals - Some of the deals that are cuurently on the market in the UK, not any specific offer but more about what the credit card companies are marketing to UK consumers
Credit Card Application - What is required once you find the credit card that you want? Keep these details to hand when you are applying to make the application process an easy experience