We have listed all the credit cards that are available here at Smart Credit Cards. We have shown some of the basic points that make each credit card stand alone from other credit cards on the market in the UK. To find out more information about the specific credit card offer in question you should use each credit card review page, which has listed all the benefits and drawbacks of each offer. If you are unsure of your choice of credit card, we have several articles that may help you choose the best credit card, balance transfer advice, how to use your credit card and also credit card security.
|
American Express don't offer a 0% balance transfer offer or even an introductory purchase rate offer. What they do offer is an unbeatable cash back offer of 2% on all purchases for 3 months, then it reverts to the standard rate of 1%.
14.9% typical APR variable
|
|
American Express Platinum Credit Card
|
|
The American Express Platinum card comes with a low rate introductory balance transfer offer of 4.9% for 6 months. There are other more appealing credit cards on the market if a balance transfer is your main requirement. However, introductory offers is not really what the Amex Platinum is about, it is about cash back. The standard top tier cash back rate is 2%, this is for those spending more than £7,500 on the card in any year. A fantastic cash back offer and more besides, check out our review for an in depth analysis.
Typical APR 14.9% variable |
American Express Platinum Credit Cards Review
Apply Now
|
Capital One Platinum Credit Card
|
|
The Capital One Platinum credit card is one of the few offers on the market that have introductory offers for purchases instead of balance transfers. If you are accepted for this card you will be able to use the credit card and pay no interest on the purchases for 6 months. There is also the option of using the low rate balance transfer option that only charges 6.9% for the life of the balance.
Typical APR 12.9% variable |
Capital One Platinum Credit Card Review
Apply Now
|
Capital One Classic
|
|
The Capital One Classic card is designed for those with a poor credit history. There are other credit cards available to you if you have been refused elsewhere, but this is one of the best options around. With almost guaranteed acceptance, these cards are only designed for those of you who are trying to rebuild your credit rating. If you are to apply and use the Capital One Classic try and pay the balance off every month as the interest rates are the higheset on Smart Credit Cards.
Typical APR 29.9% variable |
Capital One Classic Credit Card Review
Apply Now
|
GM Credit Card
|
|
The GM credit card comes with a very unique reward scheme. With this credit card you can actually recieve up to £2000 discount from your next car, provided you accumulate enough reward points and you decide to buy either a new Vauxhall or Saab. Included with this credit card offer is 0% introductory apr on both balance transfers and purchases for 5 months.
Typical APR 14.95 variable |
|
Marbles Credit Card
|
|
Marbles offer 0% balance transfers for 6 months and also 0.5% cash back. There are various offers that offer discounts at stores that change from time to time. Also included in this offer is free internet fraud guarantee, free internet delivery insurance and also the choice of various credit card designs. Check the review for latest details.
12.9% typical APR variable |
|
Morgan Stanley Buy and Fly Credit Card
|
|
The Morgan Stanley Buy and Fly credit card is one of the most popualr cards available here at Smart Credit Cards. The introductory offers will appeal to almost all the visitors, offering them both 0% balance transfers and purchases for 6 months. In addition to these offers there is also a fantastic reward scheme offering free and discounted flights depending on your spending levels, similar to AirMiles, but seems to be better value.
Typical APR 15.9% variable |
Morgan Stanley Buy and Fly Credit Card Review
Apply Now |
Morgan Stanley Gold Credit Card
|
|
Fancy some Gold? The Morgan Stanley Gold credit card has some great introductory offers of 0% balance transfers for 6 months and also 0% purchases for the same period. A gold card will help make a statement about yourself, but the other deals from Morgan Stanley seem to be more valuable to the card holder.
15.9% typical apr variable |
|
Morgan Stanley Platinum Credit Card
|
|
The Morgan Stanley platinum credit card has a low balance transfer offer, but what makes this credit card stand out from the others is the fantastic cash back option that is available. Morgan Stanley will offer 2% cash back for an introductory period, reverting to 1% standard cash back. A fantastic cash back offer that onlye the American Express brand can challenge.
15.9% typical APR variable |
|
Nat West Credit Card
|
|
The NatWest credit card has some great introductory offers, with 0% on balance transfers and purchases for 9 months. There is also a great rewards program in AirMiles, similar, but not quite as rewarding, to the Morgan Stanley Buy and Fly credit card.
Typical APR 16.9% variable |
|
RSPCA Credit Card
|
|
If you would like to help a worthwhile cause then maybe this could be the credit card for you. Just by applying and being accepted the RSPCA will receive a donation of £15 immediately. The donations don't end there, with every purchase that you make with the card the RSPCA will receive a further donation. On a more personal level the credit card does offer the customer some other benefits to note, specifically 0% balance transfers for 5 months.
14.9% typical APR variable |
|
Virgin Credit Card
|
|
The Virgin credit card has been the most popular credit cardonline for some time now and it is difficult to disagree with our visitors' choice on that. The Virgin card offers 0% balance transfers for a mammoth 9 months and all the rewards to boot. Every time that you use the card you will accrue Virgin reward points that you can redeem instore.
Typical APR 15.9% variable
|
|
